Terms of Service
The term ‘XCHANGE’ or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.
- The content of this website is for your general information and use only. It is subject to change without notice.
- Neither we, nor any third parties, provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
- Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
- This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, graphics, videos and downloads. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
- All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
- Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.
- From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
Membership Terms of Service: XCHANGE membership is an annual membership that will auto-renew every 12 months from your membership start date.
Thereby, XCHANGE will automatically and annually:
- Notify you 30 days prior to your annual renewal date with your renewal rate and your new expiration date.
- Renew your membership and the member subscriptions that you are enrolled in.
- Charge the applicable membership level fee to either the credit card you have on file or a credit card you add to your file.
Disclaimer: This policy is valid from March 15, 2020. This site contains content that is written and edited by us. This site does not accept any form of advertising, sponsorship, or paid insertions. We write for our own purposes. However, we may be influenced by our background, occupation, religion, political affiliation or experience. The compensation received will never influence the content, topics or posts made on this site. All advertising is in the form of advertisements generated by a third party ad network. Those advertisements will be identified as paid advertisements. The owner(s) of this site is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this site are purely the sites owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider. This site does not contain any content which might present a conflict of interest.
Limitations of liability: In no event shall XCHANGE owners, it’s employees, independent contractors, affiliates or agents be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from any:
- Errors, mistakes, or inaccuracies of content.
- Personal injury or property damage, of any nature whatsoever, resulting from your access to and use of this website.
- Unauthorized access to or use of our secure severs and/or all personal and financial information stored within.
- Interruption or cessation of transmission to or from our site.
- Viruses, bugs, trojan horses or the like, which may be transmitted to or though our website by any third party.
You specifically acknowledge that XCHANGE shall not be liable for monitoring any transactions between you and any third party providers of services and products or from the defamatory, offensive, or illegal conduct of any third party and that the risk of harm or damages from the foregoing rests entirely with you.
Contact Us: XCHANGE